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  3. 比较抵押贷款

比较抵押贷款

回到所有抵押贷款

  固定利率抵押贷款 可调利率按揭 首次购房者计划 FHA贷款 大型抵押贷款 单笔建设贷款 土地贷款 VA贷款 美国农业部的贷款
  马上申请 马上申请 马上申请 马上申请 马上申请 马上申请 马上申请 马上申请 马上申请
关键好处

可预测的支付

没有利率意外

最低短期利率

首次较低的月供

低首付款

没有按揭保险

低首付款

政府支持的
一个不错的选择，如果你

Want your rate and payments to stay same for life of loan

Plan to stay in your home for several years

Are comfortable with rate and payments fixed at first, then adjusting later

不要计划在家里呆太久

Do not have a substantial down payment saved

Have not owned a house in the past three years

Do not have a substantial down payment saved

Have less than perfect credit or limited credit history
可用贷款条款

购买 & 再融资:

5年，7年，10年，15年，20年，30年

购买 & 再融资:

5/5 ARM 30年期和7/6 ARM 30年期. Please call for information about other ARM products and terms.

15年，20年和30年固定

5/5 ARM和7/6 ARM

购买 & 再融资:

15年和30年
利率低至

购买:6.15年固定利率为000%

再融资:6.15年期固定利率250%

购买:6.3/6 ARM 30年750%

再融资:7.3/6 ARM 30年期250%

6.15年固定贷款500%

7.7/6 ARM 30年期375%

购买:6.30年期固定利率

再融资:6.30年期固定利率
年利率低至

购买:6.15年期固定利率为065%3

再融资:6.15年期固定贷款315%3

采购:7.3/6 ARM 30年期703%4 

再融资:7.837%为3/6 ARM 30年期4 

6.15年期固定利率为559%5

7.7/6 ARM 30年期701%4 

购买:6.30年期固定利率为755%6

再融资:6.30年期固定利率为755%7
没有点 — — — —
无按揭保险（PMI） — — — — — —
首付 低至购买价的5% 低至购买价的10% 低至购买价的5% 低至3.购买价的5% 根据所选择的贷款条款而有所不同 低至购买价的10% 拍卖品价值的20%或以上 $0 $0
贷款限制 — —

最高45万美元

 — — — —
特殊特性 — — — 回来ed by the Federal Housing Administration (FHA) — — — 由美国担保.S. 退伍军人事务部（VA） 由美国提供.S. 美国农业部（USDA）
  马上申请 马上申请 马上申请 马上申请 马上申请 马上申请 马上申请 马上申请 马上申请
添加抵押贷款
改变抵押贷款

需要帮助选择正确的抵押贷款?

我们很乐意帮忙! 呼叫 1-800-621-2105 or 开始实时聊天.

  1. 1 大额按揭详情： Please contact a 抵押贷款 Loan Originator for rate information regarding 大型抵押贷款s. State-specific and Title 保险 fees may apply. All loans subject to application and credit approval. 条款和条件可能会更改. Other terms, conditions, and restrictions may apply.
  2. 2 单笔建设贷款详情: 最高贷款额为1,000,000美元. All loans subject to credit approval and appraisal. 费率及条款可能会有变动. This is not an offer to extend credit as defined by Section 1026.第Z条第2款.
  3. 3 Fixed 利率 effective as of October 11, 2024.Note that the interest rates and annual percentage rates (APRs) shown here are available to borrowers with credit scores 780 or greater and 75% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and APRs available to you may vary based on your credit score, LTV比率和其他因素, and may be higher than those displayed here. 利率, 关闭成本 而且点数可能因房产位置而异, 贷款类型 and borrower credit and income characteristics. 所有融资须经信贷审批. Example Monthly 支付 based on a purchase price of $400,000, FICO®分数为780或更高, 25%首付款, 贷款金额为300美元,000; they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. 可能会有一些限制. Please call for rate information about mortgage products with terms other than those listed.
  4. 4 Adjustable 利率 effective as of October 11, 2024. Note that the interest rates and annual percentage rates (APRs) shown here are available to borrowers with credit scores 780 or greater and 75% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and APRs available to you may vary based on your credit score, LTV比率和其他因素, and may be higher than those displayed here. 利率, 关闭成本 而且点数可能因房产位置而异, 贷款类型 and borrower credit and income characteristics. 所有融资须经信贷审批. Example Monthly 支付 based on a purchase price of $400,000, FICO®分数为780或更高, 25%首付款, 贷款金额为300美元,000; they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. 可能会有一些限制. Please call for rate information about ARM products with terms other than those listed.
  5. 5 First Time 首页buyer 利率 effective as of October 11, 2024. Note that the interest rates and annual percentage rates (APRs) shown here are available to borrowers with credit scores 780 or greater and 95% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and APRs available to you may vary based on your credit score, LTV比率和其他因素, and may be higher than those displayed here. 利率, 关闭成本 而且点数可能因房产位置而异, 贷款类型 and borrower credit and income characteristics. 所有融资须经信贷审批. Example Monthly 支付 based on purchase price of $350,000, FICO®分数为780或更高, 首付款5%或以上, 贷款金额为332美元,500; they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. 可能会有一些限制. Please call for rate information about mortgage products with terms other than those listed.
  6. 6 FHA 抵押贷款 利率 effective as of October 11, 2024. Note that the interest rates and annual percentage rates (APRs) shown here are available to borrowers with credit scores 780 or greater and 96.5% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and APRs available to you may vary based on your credit score, 贷款与估值比率, 还有其他因素, and may be higher than those displayed here. 利率, 关闭成本, 而且点数可能因房产位置而异, 贷款类型, and borrower credit and income characteristics. 所有融资须经信贷审批. Example Monthly 支付 based on a purchase price of $400,000, FICO®分数为780或更高, and 3.首付款5%或以上, 贷款金额为386美元,000; FHA mortgage insurance premium is excluded, and they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. 可能会有一些限制.
  7. 7 FHA 抵押贷款 利率 effective as of October 11, 2024. Note that the interest rates and annual percentage rates (APRs) shown here are available to borrowers with credit scores 780 or greater and 96.5% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and APRs available to you may vary based on your credit score, LTV比率和其他因素, and may be higher than those displayed here. 利率, 关闭成本 而且点数可能因房产位置而异, 贷款类型 and borrower credit and income characteristics. 所有融资须经信贷审批. Example Monthly 支付 based on a property value of $400,000, FICO®分数为780或更高, and 3.5%或以上股本, 贷款金额为386美元,000; FHA mortgage insurance premium is excluded, and they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. 可能会有一些限制.
  8. 8 VA 抵押贷款 利率 effective as of October 11, 2024. Note that the interest rates and annual percentage rates (APRs) shown here are available to borrowers with credit scores 780 or greater and 100% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and APRs available to you may vary based on your credit score, LTV比率和其他因素, and may be higher than those displayed here. 利率, 关闭成本 而且点数可能因房产位置而异, 贷款类型 and borrower credit and income characteristics. 所有融资须经信贷审批. Example Monthly 支付 based on purchase price and base loan amount of $400,000, FICO®分数为780或更高, and 0% or more down payment; VA funding fee is excluded, and they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. 可能会有一些限制.
  9. 9 VA 抵押贷款 利率 effective as of October 11, 2024. Note that the interest rates and annual percentage rates (APRs) shown here are available to borrowers with credit scores 780 or greater and 90% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and APRs available to you may vary based on your credit score, LTV比率和其他因素, and may be higher than those displayed here. 利率, 关闭成本 而且点数可能因房产位置而异, 贷款类型 and borrower credit and income characteristics. 所有融资须经信贷审批. Example Monthly 支付 based on property value of $400,000, FICO®分数为780或更高, 10%或更多的股权, 基本贷款额是360美元,000; VA funding fee is excluded, and they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. 可能会有一些限制.
  10. 10 USDA 抵押贷款 利率 effective as of October 11, 2024. Note that the interest rates and annual percentage rates (APRs) shown here are available to borrowers with credit scores 780 or greater and 100% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and APRs available to you may vary based on your credit score, 贷款与估值比率, 还有其他因素, and may be higher than those displayed here. 利率, 关闭成本, 而且点数可能因房产位置而异, 贷款类型, and borrower credit and income characteristics. 所有融资须经信贷审批. Example Monthly 支付 based on purchase price and base loan amount of $400,000, FICO®分数为780或更高, and 0% or more down payment; USDA guarantee fee is excluded, and they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. 可能会有一些限制.